How much do hard pulls hurt your score??

[praise123]

So, I had hards pulls 4 to be exact in 3 months.  How much will this hurt my score.  How long will it be for recovery.  It did result in 4 new credit cards that I did not have before.

[llecs]

YMMV as to whether or not inquiries hurt. IME, probably 80%+ never impacted my FICO, but then again I used to have as much as 30+ on EQ and EX. Inquiries only  impact FICO for 1 yr., and if there's an impact, it'll fade over that time. Most of your score impact will be the new TLs.

[Anonymous]

To add, hard inquiries arguably have more impact in the case of a manual review, especially a mortgage. But I understand they (generally) have more score impact the higher your score is.

[marty56]

When I was in the major derog score bucket, a HP on TU cost from 0 to 15 points.

[Anonymous]

These pulls will stay on your report for 24 months but they should only really effect your score for about 12 months or so

[tmbr10]

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@Anonymous wrote:

To add, hard inquiries arguably have more impact in the case of a manual review, especially a mortgage. But I understand they (generally) have more score impact the higher your score is.

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Very true! Most every action that could be considered negative (or non-positive) effects higher scores more.

The higher your score is, the more volitile it becomes. Never will understand this.

[Anonymous]

Augh yes very good point, seems like everyting effect's my score no matter what I do good or bad!  Well mostly always good!