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How much weight given to AAoA?

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Anonymous
Not applicable

How much weight given to AAoA?

Isn't AAoA given pretty small amount of weighting in determining FICO score?  Like it's only 5% of the calculation?  I recall reading somewhere that payment is approx 30%, utilization is 30%, and something else takes up another 30%(I can't remember what).  That leaves 10% left to be divided among misc. factors.  Any thoughts on this?

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MarineVietVet
Moderator Emeritus

Re: How much weight given to AAoA?

35%     Payment history

30%     Utilization

15%     Length of credit history

10%     New credit

10%     Mix of credit.

 

Here's where that is listed: What's In Your Score

 

 

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
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Whats In Your FICO Score

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