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@moods wrote:
also, is it better if I close some of my store cards? I have like 5 CC all totaling around 10k in debit. and 3 store cards which are fully paid off. what is my best bet to raise my score if I can pay off 9500 today
Mind if I chime in? How much money do you have to pay down these balances? Also, how is your Amex charge card being reported on each CRA? Is it listed as a revolving account or other open account. It's paramount that you know the answer to this question.
moods wrote:
well lets see
1) Revolving CC - CL of 2000 - 1900 Unpaid
2) Revolving CC - CL of 2000 - 1900 Unpaid
3) Revolving CC - CL of 2000 - 1900 Unpaid
4) Revolving CC - CL of 2000 - 1900 Unpaid
5) Revolving CC - CL of 400 - 350 Unpaid
6) Best Buy Store Card - CL of 1500 - Balance $0
7) Home Depot Store Card - CL of 1500 - Balance $0
8) Fire Stone Store Card - CL of 800 - Balance $0
9) AMEX PIF CC showing balance of 2000-3000
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Now if I can pay my balances in full, what is the best way to do that and get a CLI? Thanks!
by the way I had just got score watch and score is a shame full 597 the 620 is a FAKO
Message Edited by moods on 07-25-2007 02:06 PM
Message Edited by moods on 07-25-2007 02:18 PM
@moods wrote:
well lets see
1) Revolving CC - CL of 2000 - 1900 Unpaid
2) Revolving CC - CL of 2000 - 1900 Unpaid
3) Revolving CC - CL of 2000 - 1900 Unpaid
4) Revolving CC - CL of 2000 - 1900 Unpaid
5) Revolving CC - CL of 400 - 350 Unpaid
6) Best Buy Store Card - CL of 1500 - Balance $0
7) Home Depot Store Card - CL of 1500 - Balance $0
8) Fire Stone Store Card - CL of 800 - Balance $0
9) AMEX PIF CC showing balance of 2000-3000
------------------------------------------------------
Now if I can pay my balances in full, what is the best way to do that and get a CLI? Thanks!
by the way I had just got score watch and score is a shame full 597 the 620 is a FAKO
Message Edited by moods on 07-25-2007 02:06 PM
Message Edited by moods on 07-25-2007 02:18 PM