The Monitoring provides notices when balances report on cards, new INQ are reported, new accounts are reported, derogatories are reported (I am told), and other less frequent items.
Each of these notifications may or may not lead to a score change, but if they do, then along with the notification trigger, a score change is noted then.
So one does not pull the reports frequently, the reports are available once every three months (in the most inclusive package), the scores are updated as notifications come in, and so you track where your score is from the notifications.
The number of accounts has an influence on how many "updates" you can expect to see. I have 25 CC accounts, with 22 showing balances, the other cards going in and out of zero, so I get a lot of notifications. Others who don't have as many accounts, or have cards that report zero for some number of statements, would not expect to see as many notifications. My actual score changes in any one month, per bureau, are not that many, even with all the notifications.
Score change counts in the last 12 months, which includes a number of new apps:
EX 33, TU 46, EQ 39, so 3 to 4 actual score changes each month.
