Reply
Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009
0

Re: How soon before recent inquiries reflect in score?


TilltedBrim wrote:

Thank you all for the wonderful information... I had no idea that AAoA has such a tremendous effect on your FICO score.  Now I'm starting to wonder what the averages are that lenders consider bad.  I'm going to work on figuring my AAoA's up as soon as time permits.  Thank you



I can't answer that but I can tell you that FICO High Achievers (760+ score) have on average an AAoA of 6 to 12 years. You can go here to read more about FICO High Achiever Characteristics.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Senior Contributor
drkaje
Posts: 3,483
Registered: ‎07-25-2008
0

Re: How soon before recent inquiries reflect in score?

Last inquiry cost me 5 points.

 

Account has yet to post.


Starting Score: 675
Current Score: EX 754 FICO, EQ 732 FICO
Goal Score: 776 FICO


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+