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How soon before recent inquiries reflect in score?

Moderator Emeritus

Re: How soon before recent inquiries reflect in score?


TilltedBrim wrote:

Thank you all for the wonderful information... I had no idea that AAoA has such a tremendous effect on your FICO score.  Now I'm starting to wonder what the averages are that lenders consider bad.  I'm going to work on figuring my AAoA's up as soon as time permits.  Thank you



I can't answer that but I can tell you that FICO High Achievers (760+ score) have on average an AAoA of 6 to 12 years. You can go here to read more about FICO High Achiever Characteristics.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 11 of 12
Senior Contributor

Re: How soon before recent inquiries reflect in score?

Last inquiry cost me 5 points.

 

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Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Message 12 of 12