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@ckinninger wrote:To Recap, this would be the optimal for true and not fako scores:
Equifax FICO Score = MyFico
Experian FICO Score = PSECU
Transunion FICO Score (TU04) = Walmart CC holders
We know that Walmart offers a TU FICO but we are still not sure at this time what version it is.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@MarineVietVet wrote:
@ckinninger wrote:To Recap, this would be the optimal for true and not fako scores:
Equifax FICO Score = MyFico
Experian FICO Score = PSECU
Transunion FICO Score (TU04) = Walmart CC holdersWe know that Walmart offers a TU FICO but we are still not sure at this time what version it is.
Ditto. When I first saw it my vote was for a bankcard-enhanced FICO just like what was called the PFICO offered by WaMu in the day or the same CC-enhanced FICO score offered now through Sears/HSBC. Or maybe it is a NextGen FICO like WalMart uses in considering approvals. Maybe it is a Classic score. We know it isn't a TU98, but that's all we know.
Thanks for your clarification. I didn't mean to state those as fact.
I couldn't use another account on my CR. I could live, not too happy about it, with a hard pull for the Walmart card. So I called to ask if the Walmart Business card for sole proprieter offered the FICO benefit and two CSR's said no. I guess I'm out of the running for this card's FICO benefit until some accounts drop off my CR.
If anyone wants to pm me a tip for PSECU eligibility I'd be appreciative.
Thanks again.