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Contributor
Posts: 84
Registered: ‎03-04-2007
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Re: How to increase score

[ Edited ]
What you guys call in English department that I can request to speak with? When I call equifax try to discuss with them they direct me to speak with BOA! omg.. what a kids with them!
 
Chase was tell me the same thing!
 
Which credit company dont lie?


Message Edited by ctnbpl on 05-31-2007 02:21 PM
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Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
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Re: How to increase score



ctnbpl wrote:
What you guys call in English department that I can request to speak with? When I call equifax try to discuss with them they direct me to speak with BOA! omg.. what a kids with them!
 
Chase was tell me the same thing!
 
Which credit company dont lie?


Message Edited by ctnbpl on 05-31-2007 02:21 PM

@#$%^&
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
New Member
Posts: 7
Registered: ‎08-04-2007
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Re: How to increase score

please help me someone! first time here just signed on not the greatest with computers how do you get into a sertain forum and ask a question
 
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: How to increase score



camsnew2this wrote:
please help me someone! first time here just signed on not the greatest with computers how do you get into a sertain forum and ask a question
 



Welcome to the FICO Forums!  I noticed you seem to be having some trouble posting.
 
 
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Member
Posts: 19
Registered: ‎07-29-2007
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Re: How to increase score

Kinda of hard to get an 800 when you dont have long credit history...plus i find it hard to believe someone 25yrs old would be offered a job for 350,000 when someone older with life experience could do the job...but good luck...
Established Contributor
Posts: 504
Registered: ‎05-01-2007
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Re: How to increase score

Use MYFICO's score simulator  http://www.bankrate.com/brm/fico/calc.asp?lpid=BKRATE29   Just click on get started
Senior Contributor
Posts: 3,071
Registered: ‎05-17-2007
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Re: How to increase score



DREAMBIG1234 wrote:
Kinda of hard to get an 800 when you dont have long credit history...plus i find it hard to believe someone 25yrs old would be offered a job for 350,000 when someone older with life experience could do the job...but good luck...



The opt wants that job. Whether or not they get it is not present. If they are hired, then it becomes relevant. And if he gets it, stranger things have happened. But I'd imagine many people are also in line for that same job. He "wants" to apply. I'd say it is good to have high goals whether he gets it or not. My goal is an 850 FICO score. I don't have one, but I keep trying to get there. I'm not that close, but I am better off for trying. Smiley Happy
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Member
Posts: 46
Registered: ‎08-07-2007
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Re: How to increase score

800 FICO score for working with a securities broker dealer?  I mean, I understand they want you to have managed credit responsibly in the past, but let's thing about this.
 
800 FICO score among general population is probably top 10 percent, maybe less.
 
800 FICO score among 25 year olds?  Probably less than 1 percent.  Those got lucky to have AU accounts from their parents.
 
I am willing to bet that this is nearly impossible.
 
I have many friends working for securities broker dealers and they have 1, maybe 2 years of history of being in US, let alone credit in US.  Some of them don't even have Social Security Numbers before they get their jobs.
 
I will tell you this much: instead of learning tricks on the internet on how to get your FICO score to 800 (a nearly meaningless and somewhat impossible exercise given that at that range scores only go up due to age and payment history), I suggest you work on expanding your network and learning more finance, so you can apply for multiple jobs and get a job with a company other than that one.
 
 
 
Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
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Re: How to increase score



ChumChurum wrote:
800 FICO score for working with a securities broker dealer?  I mean, I understand they want you to have managed credit responsibly in the past, but let's thing about this.
 
800 FICO score among general population is probably top 10 percent, maybe less.
 
800 FICO score among 25 year olds?  Probably less than 1 percent.  Those got lucky to have AU accounts from their parents.
 
I am willing to bet that this is nearly impossible.
 
I have many friends working for securities broker dealers and they have 1, maybe 2 years of history of being in US, let alone credit in US.  Some of them don't even have Social Security Numbers before they get their jobs.
 
I will tell you this much: instead of learning tricks on the internet on how to get your FICO score to 800 (a nearly meaningless and somewhat impossible exercise given that at that range scores only go up due to age and payment history), I suggest you work on expanding your network and learning more finance, so you can apply for multiple jobs and get a job with a company other than that one.
 
 
 


I called BS with this thread a long time ago!Smiley Tongue The OP vanished.
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Senior Contributor
Posts: 3,071
Registered: ‎05-17-2007
0

Re: How to increase score

He was young, maybe he just believed what he over heard somewhere?
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc

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