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Thiking about closing my Cap1 card, can anyone advise if this will affect my scores
Current Scores - 761 / 761 / 770 (4 inq on each of them
Amex Blue - 10,000 / Current Bal 2,600
Disc More - 9,400 / Current Bal 0
Affinity - 8,000 / Current Bal 0
Cap1 - 5,250 <<-- Wanna Close this one / Current Bal 0
Chase - 3,500 / Current Bal 2,000
Check out fused's Closing Credit Cards
BTW, if those three scores are from the same source (other than from a lender), then they aren't FICO scores. The link above discusses impact on FICO scoring. I wouldn't know how it impacts non-FICO scores.
You'll want to watch for utilization issues because you're carrying balances.
Right now you're at 13% utilization (if my early AM math is right - you seriously want to do this yourself - cuz I can't guarantee any degree of accuracy )
Closing the Cap One puts you at 15% utilization. That may not have much of a FICO score impact.
You may, however, want to consider getting your balances below 9% overall before closing any available CL.
Chase, in particular is at 57% utilization - which is definitely dinging your FICO score.
And, of course, this post: Closing Credit Cards has much useful info.
Hope that's helpful.
ETA: llecs is far more wide awake than I am, and a faster typer to boot.