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Huge difference between Experian and Equifax

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Anonymous
Not applicable

Huge difference between Experian and Equifax

Does anyone know the difference between the Beacon vs. fico 2 scoring model. I ask this as I had my credit scores pulled earlier today (equifax==beacon 5==598...Experian==Fico-II==680). The funny thing is my experian and equifax credit reports match exactly. This credit score thing is just strange. 

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AndySoCal
Valued Contributor

Re: Huge difference between Experian and Equifax

Beacon 5.0 is a newer score model than Fico Ii so that might account for the differences

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash+ 12,000 Citibank Custom Cash 5/2015 11,100 C State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Quorum FCU State Department FCU State Department FCU Pelican State CU Redstone FCU

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