I MADE IT!!!!! FINALLY!!!!

[Anonymous]

New Scores as of today 702!!!!  That's Equifax, which was my lowest the last time I pulled all 3, so hopefully it's the same.  And I anticipate another increase soon.  I am so happy.

[Scamp]

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prudentone wrote:

New Scores as of today 702!!!!  That's Equifax, which was my lowest the last time I pulled all 3, so hopefully it's the same.  And I anticipate another increase soon.  I am so happy.

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CONGRATULATIONS!!!!  

[Anonymous]

WTG!

[Anonymous]

Thanks!!!  A few years ago I was at the bottom of the barrell.  Now, not so much.

[cobra19]

awesone, prudent !!!!!!!!!!!!!

How did you manage to accomplish so much?

[Anonymous]

[Anonymous]

I played around with the utilization percentages on my credit cards month after month.  I am only using 2% of my limit.  It helped that I got a 10K card last Jjune.

[cobra19]

yes, I  have found a ut. of < 3% is key for maximum points.

I think the conventional widsom here is < 10%, but I have also found that the magic number (at least for me) is  < 3%.

[marty56]

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cobra19 wrote:

yes, I  have found a ut. of < 3% is key for maximum points.

I think the conventional widsom here is < 10%, but I have also found that the magic number (at least for me) is  < 3%.

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Good.  I will be a <3% in 2 or 3 months.  Might be enough to get TU over 760 and give me a little room on EX.  I might have a few yeras on EQ since I have a 120 day late that will be 3 years old this summer.