I did it got my total CC from 79% to 8%

[Anonymous]

Omg I'm so exited I got my total CC utilization from 79% to 8% this month..I love this forum!! Thanks so much!! How many estimated points should I look to get once everything gets reported. I have a car loan and student loan all are paid on time as well...

Eq 585
TU 615
EX 610.

[Anonymous]

Congratulations! 

Be ready to be offered better cards, better rates, and higher limits!

[ridgebackpilot]

Now that's an achievement to be proud of!

While there's nothing wrong with an occasional bump in utilization--we've all been there--your credit scores undoubtedly will improve now that you've reduced your utilization. Keep up the good work!

[Anonymous]

Great work :-)

[Anonymous]

Thanks everyone

[Loquat]

---

@Anonymous wrote:
Omg I'm so exited I got my total CC utilization from 79% to 8% this month..I love this forum!! Thanks so much!! How many estimated points should I look to get once everything gets reported. I have a car loan and student loan all are paid on time as well...

Eq 585
TU 615
EX 610.

---

Congrats on reducing your debt...even if you gained no points (which I'm sure you'll gain something) dropping your utilization is a bonus in an of itself. 

[AverageJoesCredit]

+1 Loquat. Reducing debt should always be a top priority. Great job

[IncrsCreditScore1]

Congratulations, Sweet2017.  You are doing fantastically well.

[Gidgetmom]

That's awesome!  Great Job!  

No one can accurately guess or estimate how much your score will improve.  Be assured they should improve.   And, now you can look forward to the rewards of your hard work in the near future!

[CreditInspired]

Congratulations on decreasing your UT. Yes, it's a wonderful feeling! I only had one card in 2016 -- the NFCU platinum -- when I decreased my UT from 74% to ~5%, my score increased a whopping 27pts. Of course, YMMV depending on other factors in your CR.