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I got a credit line increase and my Experian Score dropped 20 points

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matolen
Contributor

I got a credit line increase and my Experian Score dropped 20 points

I will never understand credit agencies.  

Message 1 of 4
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Anonymous
Not applicable

Re: I got a credit line increase and my Experian Score dropped 20 points

Is that the only thing that's changed? Did overall balances go up? Util % on a particular card? Close any accounts? change in the number of cards reporting a balance?

Also did they do a hard pull? 

 

It can be confusing to be sure. But it's highy likely the drop is just a brief one. 

 

I've been waitching my scores snce April. Experian Fico was 686 in April, today it's 777. During that time, it has gone up, gone down a bit, then gone up even more. 

 

 

Message 2 of 4
SouthJamaica
Mega Contributor

Re: I got a credit line increase and my Experian Score dropped 20 points


@matolen wrote:

I will never understand credit agencies.  


I would wager that the score drop and credit limit increase are unrelated


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 3 of 4
JLK93
Established Contributor

Re: I got a credit line increase and my Experian Score dropped 20 points


@SouthJamaica wrote:

@matolen wrote:

I will never understand credit agencies.  


I would wager that the score drop and credit limit increase are unrelated


That's a safe bet.

Message 4 of 4
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