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New Contributor
Posts: 53
Registered: ‎04-03-2007
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I have 3 bank cards (Chase/First USA) that stopped report...

I have 3 bank cards (Chase/First USA) that stopped reporting in September 2005 after Katrina. I was over 15% on all of them and it's like time stopped. Since then I was late 60 days probably twice (not the first time by a long shot), but I am currently at under 50% utilization and have been current for the last 6 months. My question is if I ask for the CB's to update my balances, will the late payments hurt more than the updated balances help. Should I wait (another month?) until they are at zero to report. I do the what if's on myfico, and my total outstanding balances do not include these amounts. Glad to find this board. Hope to be able to contribute in the future.
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Posts: 6,182
Registered: ‎03-29-2007
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Re: I have 3 bank cards (Chase/First USA) that stopped report...

Take the issue up with the CC companies, not the CBs. Hopefully your 60 day lates will not report as those would be worse than not having things update.

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