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I am very green to the whole credit thing, and even more so to the fico scores. I will admit I made a ton of financial blunders about 15 years ago, and carried no thoughts of that blunder following me today.
I just tried to pull up both of my scores, and credit reports and I'm being told there isn't one??? How can this be when I know I have accounts reporting to my credit, as well as a haunting past??
Thank you for any suggestions.
B.C.
@Anonymous wrote:I am very green to the whole credit thing, and even more so to the fico scores. I will admit I made a ton of financial blunders about 15 years ago, and carried no thoughts of that blunder following me today.
I just tried to pull up both of my scores, and credit reports and I'm being told there isn't one??? How can this be when I know I have accounts reporting to my credit, as well as a haunting past??
Thank you for any suggestions.
B.C.
Hello and welcome to the forums.
in order for a FICO® score to be calculated, a credit report must contain these minimum requirements:
Could any of these possibly apply to you?
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772
You can do the same thing with hard work
Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Whats In Your FICO Score
I have no idea what is on my credit, which is why I purchased the Suze Orman FICO Kit. I tried to take a different approach to fixing my credit after a USDA loan application revealed a lot of mystery to me. I'm also dealing with identity theft which I believe is responsible for some of the accounts explained to me by the USDA loan office.
If there is one thing I have learned, it's to teach my girls the importance of strong financial health!!
You can pull a free credit report once a year from each of the three CRA's at annualcreditreport.com. I would pull all three just to see what is being reported. You can't fix any inaccuracies if you're unaware of them.
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772
You can do the same thing with hard work
Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Whats In Your FICO Score