Reply
Contributor
paramed3
Posts: 86
Registered: ‎07-01-2013

Re: I just got a 39 point bump in my Credit Score I want another 50 Help me in right Direction

[ Edited ]

I have a few others paid off from my Bank all paid on time and paid in full that show. 

Same bank each time not a finance company. I should have gotten this from the bank but I didnt. Not sure whether to get a loan from my bank to pay it off and have a bank installment or just pay if off in full. That will give me about 14 months payment history with the finance company paid on time never late once.

Starting FICO Score 2007: >> >> 533 -- God those were some Dark Days !!
Current >>>> 10-07-2013 - (Experian 760) - (Equifax 724 ) - (Transunion 758 )
FICO Goals: 760 For all 3 or above
Ultimate Fico 800 Plus
FAKO SCORES 748-EQ, 741-EX, 846-B-TU:
Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: I just got a 39 point bump in my Credit Score I want another 50 Help me in right Direction

I wouldn't worry too much about that finance loan.  It isn't having a big impact on your score.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+