Reply
Regular Contributor
Posts: 124
Registered: ‎07-01-2013
0

Re: I just got a 39 point bump in my Credit Score I want another 50 Help me in right Direction

[ Edited ]

I have a few others paid off from my Bank all paid on time and paid in full that show. 

Same bank each time not a finance company. I should have gotten this from the bank but I didnt. Not sure whether to get a loan from my bank to pay it off and have a bank installment or just pay if off in full. That will give me about 14 months payment history with the finance company paid on time never late once.

Starting FICO Score 2007: >> >> 533 -- God those were some Dark Days !!
Current >>>> 10-07-2013 - (Experian 780 - (Equifax 760 ) - ( Transunion 772 )
FICO Goals: 780 For all 3 or above
Ultimate Fico 800 - 850 :
Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: I just got a 39 point bump in my Credit Score I want another 50 Help me in right Direction

I wouldn't worry too much about that finance loan.  It isn't having a big impact on your score.

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.