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I just got a 39 point bump in my Credit Score I want another 50 Help me in right Direction

Regular Contributor

Re: I just got a 39 point bump in my Credit Score I want another 50 Help me in right Direction

I have a few others paid off from my Bank all paid on time and paid in full that show. 

Same bank each time not a finance company. I should have gotten this from the bank but I didnt. Not sure whether to get a loan from my bank to pay it off and have a bank installment or just pay if off in full. That will give me about 14 months payment history with the finance company paid on time never late once.

Starting FICO Score 2007: >> >> 533 -- God those were some Dark Days !!
Current >>>> 9-29-15 - (Experian 800 FICO-8 - (Equifax 798) - ( Transunion 808 )FICO Goals: 820-830 For all 3 or above
Ultimate Fico 850 x 3 Even if for a week Just to say I crawled out of the sewer and trust me it was the pits. I could not borrow a cent
Message 21 of 22
Epic Contributor

Re: I just got a 39 point bump in my Credit Score I want another 50 Help me in right Direction

I wouldn't worry too much about that finance loan.  It isn't having a big impact on your score.

Message 22 of 22