Understanding FICO® Scoring

[creditwherecreditisdue]

Nice job!

Too bad all my lates (and that's the only bad stuff I have left.) are on two accounts that now reside with Chase. I doubt I have a snowballs chance of getting those GW'ed away. If I could ditch those I would be right up there with you.

[marty56]

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creditwherecreditisdue wrote:

Nice job!

Too bad all my lates (and that's the only bad stuff I have left.) are on two accounts that now reside with Chase. I doubt I have a snowballs chance of getting those GW'ed away. If I could ditch those I would be right up there with you.

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Want to play "Strangers on a Train".  I'll kidnap the Chase CEO and you kidnap the BofA CEO and will hold them until they give us some GW.

Message Edited by marty56 on 08-16-2009 03:49 PM

[smallfry]

Hauling are your TU and EQ reports absolutely identical? I've always suspected EQ downgrades a bit more than the other 2 for negative info.

[marty56]

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smallfry wrote:
Hauling are your TU and EQ reports absolutely identical? I've always suspected EQ downgrades a bit more than the other 2 for negative info.

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Mine are and they do.

[haulingthescoreup]

Not absolutely, but awfully close. There is an old closed account on TU that's not on EQ. The longest history is the same, but the AAoA on TU is maybe a month older. Both 4 years - something, though.

I have always thought that EQ "hates lates." DD#2's EQ score is lower than the other two, and her three reports are identical. She has one 30 day on all three. Absolutely the only difference.

[txjohn]

Very nice hauling

[AboveAverage]

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haulingthescoreup wrote:
Thanks, everyone!

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debtisgood wrote:

Hauling!

That is great stuff.

I now bow before your EQ score!

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It's so pitiful --I keep pulling it up and looking at it in disbelief.

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I know what you mean...I keep looking at mine and swear that some #@*&@*( will take it away somehow.

Congratulations, and keep up the good work. You definitely are now a Fico High Achiever.