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I'm trying not to get confused!

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Joselito
Established Member

I'm trying not to get confused!

April 2011

 

Experian Plus Score 691. Worthless as their own website states "for educational use only." Ok, Canceling this membership. $10 bucks monthly.

 

MyFico Equifax Score 678. I guess on of the few trusted sources of info.

 

Transunion Score (From Trans website) 820!!!!: using something called Vantage Score...this just blew my mind!!!!

 

and to top it off.......drums please.........:

 

Fair Credit Reporting Act Section 609 F Disclosures to consumers

 

1. " In general, upon the request of a consumer for a credit score, a consumer reporting agency shall supply to the consumer a statement indicating that the information and credit scoring model may be different than the credit score that may be used by the lender...."

 

Why people make things soooooo confusing!!!!

 


Starting Score: Fico EQ 560 Jan 2008
Past Score: Fico EQ 674 April 2011
Updated Score: Fico EQ 680 May 2011 EQ 691 EX 687 TU 716 lender pulledCurrent Score:Fico EQ 760 Jan 2011 Sooo happy!
Goal Score: 800 For All!


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1 REPLY 1
Anonymous
Not applicable

Re: I'm trying not to get confused!


@Joselito wrote:

April 2011

 

Why people make things soooooo confusing!!!!

 


Usually it's those "people" are in search of an almighty dollar!  Yours!

 

FICO scores are the ones your lenders see.  FAKO scores generally exist as a cash cow - they know lenders pull FICO but they sell you a FAKO.

 

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