Reply
New Member
cargarci
Posts: 4
Registered: ‎08-02-2007
0

I sent DV letters and only a few responded

I sent DV letters and only a few responded, one is deleting records from CRA and others still claim I owed them when it is not true. 
 
My question is on 1. how to go about the ones that still claim that I owed them and 2. what is next for the ones that did not answer to the DV letters?
 
Thank you in advance.  I really appreciate any help.
Frequent Contributor
cfstr1
Posts: 436
Registered: ‎06-15-2007
0

Re: I sent DV letters and only a few responded

Welcome and congratulations on the deletion. Your scores should see a nice boost.

Do you have a copy of a receipt or cancelled check for the account that was already paid? You will want to find this and send copies to the company stating it was not paid. If you paid the OC then contact them and have them send you something.

Otherwise, you will have to sue if they do not rectify this.

Hope this helps.

Cecilia
New Member
cargarci
Posts: 4
Registered: ‎08-02-2007
0

Re: I sent DV letters and only a few responded

Thank you for the response.  I do not have any records anymore and dont know what else i could do.
 
What should i do for the ones that did not answer?
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: I sent DV letters and only a few responded



cargarci wrote:
I sent DV letters and only a few responded, one is deleting records from CRA and others still claim I owed them when it is not true.

Were your DV letters timely and what state do you reside in?
 
New Member
cargarci
Posts: 4
Registered: ‎08-02-2007
0

Re: I sent DV letters and only a few responded

Yes, they were on time.
 
I reside in the state of Florida.
 
Thank you.
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: I sent DV letters and only a few responded

When you get a chance, read through my DV ramble. It's a link in my sig.
 
The CA doesn't have to validate the debt, but if they don't they must "cease collections" and that includes any adverse credit bureau reporting. See the Cass letter.
 
How soon they must "cease" seems more than a bit undecided. When did the CA receive your DV letter per the RRR green card?
 

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}