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Member
Posts: 46
Registered: ‎05-04-2011
0

I've worked hard for this 814 FICO score

[ Edited ]

I just pulled my Experian.  800.  Experian says it's better than 99.83% of US consumers.

Equifax = 814

I'm scared to look at TransUnion.

 

Having worked so hard to attain these scores, I feel like I should open a credit counseling business.   LOL

 

The one thing that pisses me off, is that if you don't carry a balance on any credit cards, they penalize you 8 points.   That's just not right.

 

Oh, and I'm happy to report BofA is now reporting credit lines on Visa Siggys to all 3 bureaus.  Maybe they got alot of complaints :smileyhappy:

EX=800, EQ=814, TU=946
Valued Contributor
Posts: 2,293
Registered: ‎02-18-2014
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Re: I've worked hard for this 814 FICO score

Congrats on that score!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | CSP VS - $25K | Chase Slate VS - $13.8K | Citi DC - $23.9K | Citi HD - $25K | Coldwater Creek MC - $15K | Discover it - $14.5K | FIA AMEX - $16K | Synchrony/HH Gregg - $10K | Synchrony/Lowes - $25K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $23.4K Last HP 16 Nov 14 - Gardening into 2016.
Established Contributor
Posts: 785
Registered: ‎04-24-2014
0

Re: I've worked hard for this 814 FICO score

Congrats!!!



Current Score: EX 839 EQ 794:TU 792 on 7/4/14; EQ from myfFico on 6-26-14
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Goal Score: 800+ on all three Bureaus
Garden since 11/26/14 -- In the garden until 6/2016

Regular Contributor
Posts: 348
Registered: ‎06-21-2007
0

Re: I've worked hard for this 814 FICO score

Awesome.  Congratulations!



Cap1 Platinum | QuicksilverOne | NFCU cashRewards Signature Visa | NFCU goRewards | Lowes
EX 667 EQ 655 TU 677
In the garden from 11/6/14 until....
Valued Contributor
Posts: 1,754
Registered: ‎03-11-2009
0

Re: I've worked hard for this 814 FICO score

Congrats on your hard work.  It is an outstanding achievement.   It has taken me 15 yrs to get my scores where they are. 

FICOS
TU 807 5/11/15
EX 808 4/17/15
EQ 832 5/7/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k// Venture 20K / / / / / SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? Winners never quit, and quitters never win
Valued Contributor
Posts: 2,441
Registered: ‎08-24-2013
0

Re: I've worked hard for this 814 FICO score

So what ya gonna do now? Going to Disneyland? lol

Frequent Contributor
Posts: 486
Registered: ‎01-03-2013
0

Re: I've worked hard for this 814 FICO score

Great work, I've never seen a TU in that range(fako)  where did you obtain these scores?



As of 4/3/15
Established Contributor
Posts: 924
Registered: ‎08-12-2008
0

Re: I've worked hard for this 814 FICO score

Congrats. excellent Job

Current Scores: EQ08 647 AAoA 3.10 INQ 7 || TU08 653 AAoA 2.8 INQ 13 || EX08 651 AAoA 3.2 INQ 14 || (May 2015)

       
Valued Contributor
Posts: 1,670
Registered: ‎07-16-2013
0

Re: I've worked hard for this 814 FICO score


blondy250 wrote:

Great work, I've never seen a TU in that range(fako)  where did you obtain these scores?


It's probably a VantageScore 2.0

Established Member
Posts: 22
Registered: ‎08-12-2012
0

Re: I've worked hard for this 814 FICO score

Finally....I have them all above 800...woo hoo!!!!!

TransUnion:801 8/11/2014 Myfico
Equifax:807 8/17/2014 Myfico
Experian:815 8/17/2014 Myfico
Goal:825,825,825
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