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Member
annalog
Posts: 46
Registered: ‎05-04-2011
0

I've worked hard for this 814 FICO score

[ Edited ]

I just pulled my Experian.  800.  Experian says it's better than 99.83% of US consumers.

Equifax = 814

I'm scared to look at TransUnion.

 

Having worked so hard to attain these scores, I feel like I should open a credit counseling business.   LOL

 

The one thing that pisses me off, is that if you don't carry a balance on any credit cards, they penalize you 8 points.   That's just not right.

 

Oh, and I'm happy to report BofA is now reporting credit lines on Visa Siggys to all 3 bureaus.  Maybe they got alot of complaints :smileyhappy:

EX=800, EQ=814, TU=946
Valued Contributor
BigBS
Posts: 2,218
Registered: ‎02-18-2014
0

Re: I've worked hard for this 814 FICO score

Congrats on that score!


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | Discover it - $11.5K | FIA AMEX - $16K | Synchrony Bank/HH Gregg - $10K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K Last HP 24 Jul 14 - Gardening into 2015.
Frequent Contributor
bdhu2001
Posts: 482
Registered: ‎04-24-2014
0

Re: I've worked hard for this 814 FICO score

Congrats!!!

Current Score: EX 839 EQ 794:TU 792 on 7/4/14; EQ from myfFico on 6-26-14
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Goal Score: 800+
Regular Contributor
prettylady
Posts: 329
Registered: ‎06-21-2007
0

Re: I've worked hard for this 814 FICO score

Awesome.  Congratulations!



Cap1 Platinum | QuicksilverOne | NFCU cashRewards Signature Visa | NFCU goRewards
EX 637 EQ 649 TU 653 (FICO 5/14)
Short Term Goal: 675
Ultimate Goal: 725
In the garden from 7/14/14 until....
Valued Contributor
Imhotrodcrazy
Posts: 1,490
Registered: ‎03-11-2009
0

Re: I've worked hard for this 814 FICO score

Congrats on your hard work.  It is an outstanding achievement.   It has taken me 15 yrs to get my scores where they are. 

FICOS
TU 805 10/18/14
EX 812 9/23/14
EQ 829 10/18/14

NASA 30K / / Amex 16.5k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Valued Contributor
ezdriver
Posts: 1,771
Registered: ‎08-24-2013
0

Re: I've worked hard for this 814 FICO score

So what ya gonna do now? Going to Disneyland? lol



Starting Score: 618
Scores on 10/9/13: EFX 652, XPN 669, TUC 662
Scores on 3/17/14: EFX 649, XPN 677, TUC 681
Goal Score: 720 ALL


Take the myFICO Fitness Challenge
Frequent Contributor
blondy250
Posts: 449
Registered: ‎01-03-2013
0

Re: I've worked hard for this 814 FICO score

Great work, I've never seen a TU in that range(fako)  where did you obtain these scores?


MyFico 4/18/14
Experian-820, Equifax-834, Transunion (Discover)--850-- 7/6/14
Aaoa-9yrs, Oldest-14yrs
1 inquiry equifax 04 Chase mortgage
"Because your FICO® score is exceptionally high, there are no actionable negative factors present with your score".
Established Member
alextercero
Posts: 18
Registered: ‎08-12-2008
0

Re: I've worked hard for this 814 FICO score

Congrats. excellent Job

Starting Score: TU574 EQ589 EX573 5/1/14 Current Score: TU649 EQ654 EX640 10/09/14 Goal Score: 650 by 1/1/15


Valued Contributor
Involver
Posts: 1,219
Registered: ‎07-16-2013
0

Re: I've worked hard for this 814 FICO score


blondy250 wrote:

Great work, I've never seen a TU in that range(fako)  where did you obtain these scores?


It's probably a VantageScore 2.0

Cash+ | CSP | Double Cash | Fidelity AMEX | BCE | Hhonors | PRG | FNBO AMEX | Sallie Mae | NASA Cash Rewards | Penfed Promise
Established Member
sarge12
Posts: 20
Registered: ‎08-12-2012
0

Re: I've worked hard for this 814 FICO score

Finally....I have them all above 800...woo hoo!!!!!

TransUnion:801 8/11/2014 Myfico
Equifax:807 8/17/2014 Myfico
Experian:815 8/17/2014 Myfico
Goal:825,825,825

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