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I've worked hard for this 814 FICO score

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annalog
Member
‎04-23-2014 09:10 PM
‎04-23-2014 09:10 PM

I've worked hard for this 814 FICO score

I just pulled my Experian.  800.  Experian says it's better than 99.83% of US consumers.

Equifax = 814

I'm scared to look at TransUnion.

 

Having worked so hard to attain these scores, I feel like I should open a credit counseling business.   LOL

 

The one thing that pisses me off, is that if you don't carry a balance on any credit cards, they penalize you 8 points.   That's just not right.

 

Oh, and I'm happy to report BofA is now reporting credit lines on Visa Siggys to all 3 bureaus.  Maybe they got alot of complaints Smiley Happy

TW=825, CB=819, TU=946
Message 1 of 12
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11 REPLIES 11
BigBS
Senior Contributor
‎04-24-2014 06:57 AM
‎04-24-2014 06:57 AM

Re: I've worked hard for this 814 FICO score

Congrats on that score!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 12
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bdhu2001
Valued Contributor
‎04-24-2014 08:54 AM
‎04-24-2014 08:54 AM

Re: I've worked hard for this 814 FICO score

Congrats!!!

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850

Take the myFICO Fitness Challenge
Message 3 of 12
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ambivalent
Established Contributor
‎04-24-2014 09:29 AM
‎04-24-2014 09:29 AM

Re: I've worked hard for this 814 FICO score

Awesome.  Congratulations!

Aiming for 700 across FICO 8 and $150K TCL
Message 4 of 12
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Imhotrodcrazy
Valued Contributor
‎04-24-2014 10:11 AM
‎04-24-2014 10:11 AM

Re: I've worked hard for this 814 FICO score

Congrats on your hard work.  It is an outstanding achievement.   It has taken me 15 yrs to get my scores where they are. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 5 of 12
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ezdriver
Senior Contributor
‎04-24-2014 01:13 PM
‎04-24-2014 01:13 PM

Re: I've worked hard for this 814 FICO score

So what ya gonna do now? Going to Disneyland? lol

Message 6 of 12
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blondy250
Established Contributor
‎04-24-2014 04:27 PM
‎04-24-2014 04:27 PM

Re: I've worked hard for this 814 FICO score

Great work, I've never seen a TU in that range(fako)  where did you obtain these scores?

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 7 of 12
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alextercero
Super Contributor
‎09-05-2014 12:24 PM
‎09-05-2014 12:24 PM

Re: I've worked hard for this 814 FICO score

Congrats. excellent Job

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 8 of 12
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Involver
Valued Contributor
‎09-05-2014 12:44 PM
‎09-05-2014 12:44 PM

Re: I've worked hard for this 814 FICO score

@blondy250 wrote:

Great work, I've never seen a TU in that range(fako)  where did you obtain these scores?

It's probably a VantageScore 2.0

Message 9 of 12
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sarge12
Senior Contributor
‎09-06-2014 03:32 AM
‎09-06-2014 03:32 AM

Re: I've worked hard for this 814 FICO score

Finally....I have them all above 800...woo hoo!!!!!

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 10 of 12
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