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EQ- 797
TU- 773
EX- 736
My CC util has been under 10%. However this month I have had some major expenses put on my CC. My uitl on my CC alone could be over 50%. bout $ 3K on $ 5K CL. I also have a $ 5K LOC with a $ 1.5K balance. No other revolving debt. How low will my score drop with these new utilization %??
Will I still be over 750?
Based on recent experience, You shouldn't lose more than 5-pts,
Back in October I put a $6200 purchase on my CITI card with a 6800 CL, I lost 3-pts when it reported the balance,
This morning I received a ScoreWatch alert and see I lost 5-pts from using my un-used BoA card last week to just use it, It had been inactive for several months,
As always,, YMMV