IS this a Fico or Faco?

[theo78]

When I call transunion, experian, and equifax, on their 800 numberers to get a free coppy of my credit report after I have been denied credit it asks if I want to buy my "fico" score. If I buy my score when ordering my report from the CRA, are these real FICOs or FAKOs???

[smallfry]

FAKO

[theo78]

So whats to stop me from suing them for false advertising and winning??? How can they LEAGALY call it your "fico" score if it's a faco???

Message Edited by rohardi on 03-15-2009 01:15 PM

[smallfry]

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@rohardi wrote:
So whats to stop me from suing them for false advertising and winning??? How can they LEAGALY call it your "fico" score if it's a faco???

Message Edited by rohardi on 03-15-2009 01:15 PM

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They call it a credit score. 

[haulingthescoreup]

Or if you're calling Equifax, they do sell you your EQ FICO score. But if you buy their 3-in-1 product, the TU and EX scores will be FAKO's.

[Guardian]

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@rohardi wrote:
So whats to stop me from suing them for false advertising and winning??? How can they LEAGALY call it your "fico" score if it's a faco???

Message Edited by rohardi on 03-15-2009 01:15 PM

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It is FAKO and they cannot call it a FICO legally as it is not and they don't, they call it a credit score. Not the same thing.