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Hannazmum wrote:
I pulled all three of my credit reports. All three reflect identical account information, identical balances, and identical payment histories. My TransUnion and Experian scores are also identical.
However, my Equifax score is a full 50 points lower!
The only thing I can figure out that is different is that my four Sallie Mae student loans from college, paid off and closed since 1999, are showing up on my Equifax report as "consumer finance accounts" instead of the federally-subsidized student loans that they were. Could this account for the discrepancy? If so, what can I do about it?
Thanks in advance for any insight!