Credit Card Center Advertiser Disclosure

New Member
Posts: 2
Registered: ‎04-04-2007
0 Kudos

If I am added as AU of CC, will my score jump?

If my parents added me as a Authorized user of 2 CC's with high limits and low balances would my score go up at all? Right now I am a AU of a dicover card that has a $6000 limit but generally has a balance of 60-70%. Will adding the other 2 cards help even everything out? Each card is around $3000 limit with little or no balance.
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
0 Kudos

The amount that your score will increase will depend on a...

The amount that your score will increase will depend on a number of factors.  First and most importantly being, whether or not the card does report for AUs.  Some do, some don't.  If it will giveyou a considerably longer history you should see some improvement.  If there are no significant baddies on your report, even more of a boost
Valued Contributor
Posts: 1,088
Registered: ‎03-18-2007
0 Kudos

I was added as an AU just recently. The card limit is 41,...

I was added as an AU just recently. The card limit is 41,000 and the amount charged on it shows $3. I received an alert that notified me of a 17 increase. Now this could be because I just paid down my cards or because of the AU being added. I am thinking the FICO alert might be a little slow. Within the past month I had a lot of activity (good) and I have only received one alert.
If at first you don't succeed... hang up and try again!!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.