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Improving credit score

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LB2484
Valued Member

Improving credit score

I have a mortgage that is not being reported to Equifax or Experian just to Transunion.
Should I request that my lender report to Equifax and Experian will it improve my score or cause it to go lower?
Message 1 of 3
2 REPLIES 2
llecs
Moderator Emeritus

Re: Improving credit score

Adding it to the other two could help or hurt your score. It depends on the status, payment history, age in relation to your AAoA, recentness of the open date, and other factors. I'd probably call the lender to see if they even report to the other two (some don't report to all 3).

Message 2 of 3
LB2484
Valued Member

Re: Improving credit score

Thanks. I did call and your right, they don't report to the other two agencies.
Message 3 of 3
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