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@Anonymous wrote:
Can anyone explain why one's income has no bearing on a FICO score? Seems to me that this plays a big part in creditworthiness, yet FICO doesn't use income (or net worth) as part of their formula in creating a FICO score.
Does having a Ferrari make one a better driver than owning a Hyundai?
More income doesn't necessarily make you a better money manager. Ask Michael Jackson.
@Anonymous wrote:
@Anonymous wrote:Can anyone explain why one's income has no bearing on a FICO score? Seems to me that this plays a big part in creditworthiness, yet FICO doesn't use income (or net worth) as part of their formula in creating a FICO score.
Does having a Ferrari make one a better driver than owning a Hyundai?
More income doesn't necessarily make you a better money manager. Ask Michael Jackson.
@Anonymous wrote:ask any rapper?