I am trying to clean up both my CR and my wife's. Because it was convenient, in the past she has been just an AU on my accounts. As that is going away in terms of her credit score, and in case I get run over by a truck, I am in the process of making her a co-signer on everything.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid