@Anonymous wrote:
@CreditBob wrote:Does anyone know that when an inquiry passes the 12 month age if it triggers an alert when it causes the score to go up? I know that it does when you apply for credit with a new inquiry.
It would not cause an alert just as many things that affect your score do not.
+1
Many things in your file that disappear do not create an alert. There are recent cases here where dispute letters, which act as a mask to baddies, either expire or are removed, do not give an alert, and can allow the baddie to appear again, cutting the score down substantially, and the apparent reason is "your balance on one card changed by $2". Thus the importance of looking past the immediate alert, when the score changes a lot, to see what else is going on in the file besides the stated trigger, which likely is not the root cause of the score change.
