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@RammaCredit wrote:yes that Credit repair specialist is correct. I was shopping for a car loan recently and the dealers left me with a total of 17 inquiries from shopping me around.
Yes, the dealers left you with the inquiries (may be grouped together) but YOU checking YOUR credit YOURself, does not harm your own credit.
FTIW - All those auto loan inquiries on the same day should be treated as one inquiry by Fico's scoring models.