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I had an inquiry for a Capital One credit card post on July 20th. I'm subscribed to scorewatch and I still haven't seen my score drop!
This is my first inquiry in a while and I don't have any other inquiries posted within the last 12 months. Still, what's the deal with SW??
Would you rather have a score drop? IME, most of my inquiries resulted in no FICO change. I used to pull the day of the app and the day after to track the changes. It's always a YMMV per person based on their credit.
@llecs wrote:Would you rather have a score drop? IME, most of my inquiries resulted in no FICO change. I used to pull the day of the app and the day after to track the changes. It's always a YMMV per person based on their credit.
i found this out last month, ive gotten six cards in the last two months, no score drops