Did you also ask them for 1K for violating the law.
i got a call from my bank today and they are removing the inquiry. I had to write them a letter and send copy of credit report showing inquiry.Needless to say i am pleased and hope this helps anyone with same problem.
casinoannie97 wrote:thanks haul--did they tell you when you changed buckets?
Changes to your credit reportThe first did not happen --there was nothing that would have triggered a score decrease; if anything, I would have expected an increase.
Your FICO® score went down on a day when there were no credit alerts on your Equifax Credit Report™. This can happen if:
* There was a change on your credit report that lowered your score but did not trigger an alert. For example, the balance on an account might have increased enough to lower your score, but not enough to trigger a balance increase alert.
* You moved from one category of credit users to another as time passed. For example, you may have transitioned from the category "consumers with a new credit history" to the category "consumers with a two- to five-year credit history". As a result, your credit report is evaluated differently, causing a slight change in your score. The good news is that moving between categories like this usually offers you the potential to reach a higher FICO® score in the future.