Reply
New Member
Posts: 19
Registered: ‎12-07-2012
0

Inquiry made score go up???

So I'm in mortgage process, went to processing last week. Got a call from lo yesterday, saying a time stamp was wrong on the app, whatever that means. Anyways, had to resign and submit my paperwork again, on which I noticed my fico score had gone up to 662 from the 636 they had from last month. Sure enough, I got a notification today that my score had gone up to 662, and the only change was the inquiry from my lo pulling my report again. Anyone ever seen this happen???
New Member
Posts: 19
Registered: ‎12-07-2012
0

Re: Inquiry made score go up???

Forgot to mention, my score was 653 for last cpl weeks so it went up 9 pts after inquiry
Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
0

Re: Inquiry made score go up???

May have nothing to do with INQ. It is possible your accounts reached an age to give you an increase.
Good Luck
May all your dreams and wishes become a reality!
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Inquiry made score go up???

Ditto. SW alerts only give you a general idea of what happened and shows a net change in score. 

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.