I have a chase auto loan that I got back in February 2001, I paid this off in August of 2003. However my recent Equifax (MYFICO) credit report says the following
Status as of Aug 2003
Date Opened Feb 2001
Date of last activity: Aug 2003
Date closed: NOT REPORTED
Balance $0
Current Status is Pays as agreed.
So does this look to my FICO score as if I still have an Auto loan, it says PAYS as agreed. If it were closed wouldn't it say PAID as agreed. Just wondering if it is techinically closed and if not how it effects my FICO
