04-06-2009 06:38 PM
I know that generally installment debt and student loans do not factor that greatly into utilization points. However, since I just started paying back my loans 2 years ago, I am still slightly over 100% of the original balance ($43000 balance with a $42,000 limit). Once that percent drops under 100%, will I see any noticeable increase in scores? Under 80%? Or, is it so minor that it isn't significant?
04-07-2009 03:41 AM - edited 04-07-2009 03:42 AM
04-07-2009 05:04 PM