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Interesting reason for 9 point jump

Moderator Emeritus

Re: Interesting reason for 9 point jump

Carrying too many non-$0 balances can hurt.

Moderator Emeritus

Re: Interesting reason for 9 point jump


llecs wrote:

Carrying too many non-$0 balances can hurt.


+1

 

Carrying a $100 balance across 4 cards will ding you some points, vs $400 on one card and $0 on the others.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.