Understanding FICO® Scoring

[haulingthescoreup]

---

haulingthescoreup wrote:
Every now and then, TheNewWorldMan's classics need to be brought back. MV likes to post the monk-scroll-camel explanation of CRA updating, and I've always loved this color guide.

My EX just jumped after a 90-day went over 2 years, and I am now an azure queen. Woo-hoo!

(And I do hope that anyone still in hip boots trying to clean up their history and improve their scores will realize that all of this is tongue-in-cheek and not feel hurt. I was a very pitiful orange busboy last April. )

---

And now I'm back down to mayor, and just by the skin of my teeth.

[ByrdMan]

Up to emperor.

[wowee]

Hi,

   Can you tell me if a FICO Classic 04 score is good, bad, or so-so, and if someone with that score would be a good risk?

[cheddar]

---

wowee wrote:

Hi,

   Can you tell me if a FICO Classic 04 score is good, bad, or so-so, and if someone with that score would be a good risk?

---

wowee, please see my response on your separate thread with this question:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=22042

[fused]

Yay, I'm an Emperor!

[RobertEG]

Credit beauty lies only in the hands of the lendor viewing your reflection in his mirror.

Message Edited by RobertEG on 05-23-2008 10:02 PM

[ByrdMan]

---

RobertEG wrote:

Credit beauty lies only in the hands of the lendor viewing your reflection in his mirror.

Message Edited by RobertEG on 05-23-2008 10:02 PM

---

Oh, I don't know, I really find good credit kind of sexy.

[RobertEG]

Whoooaaa!!!! 

I ask for an immediate vote to have Byrd commited to a FICOholic  rehab center that teaches the difference between being the screwee and the screwer.  I for one do not get it off on a credit score!

No offense, Byrd, just pulling your leg, my man!

Toooooo funny!

Message Edited by RobertEG on 05-24-2008 08:36 PM

[ByrdMan]

---

RobertEG wrote:

Whoooaaa!!!!

I ask for an immediate vote to have Byrd commited to a FICOholic rehab center that teaches the difference between being the screwee and the screwer. I for one do not get it off on a credit score!

No offense, Byrd, just pulling your leg, my man!

Toooooo funny!

Message Edited by RobertEG on 05-24-2008 08:36 PM

---

A good FICO score is an indication that there is a sense of responsibility. Take DF for instance--high 700s across the board. Very responsible, takes care of business. That to me is sexy. Take ex-wife--credit score in the low 500s (no offense to anyone there, as I was there about a year ago myself--thanks ex-wife). She is not responsible, doesn't take care of business and tried to take me down with her.

Thus, I find good credit sexy.

[RobertEG]

I think we need a Dr Phil intervention here!

I would not even posit that we should hear rebuttal from ex-wife, but I still see no sexual stimulation from a three digit number!

(cheez, i love pullling your chain!!!)

ROFL!