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Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
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Re: Interpreting Your FICO Score


haulingthescoreup wrote:
Every now and then, TheNewWorldMan's classics need to be brought back. MV likes to post the monk-scroll-camel explanation of CRA updating, and I've always loved this color guide.

My EX just jumped after a 90-day went over 2 years, and I am now an azure queen. Woo-hoo!

(And I do hope that anyone still in hip boots trying to clean up their history and improve their scores will realize that all of this is tongue-in-cheek and not feel hurt. I was a very pitiful orange busboy last April. Smiley Wink )


And now I'm back down to mayor, and just by the skin of my teeth. Smiley Sad
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Moderator Emeritus
Posts: 7,970
Registered: ‎12-19-2007
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Re: Interpreting Your FICO Score

Up to emperor.
___________________________________________________________________
Do what is true in spite of the consequences--your future is only as true as you are.
New Visitor
Posts: 4
Registered: ‎05-23-2008
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Re: Interpreting Your FICO Score

Hi,
   Can you tell me if a FICO Classic 04 score is good, bad, or so-so, and if someone with that score would be a good risk?
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Interpreting Your FICO Score



wowee wrote:
Hi,
   Can you tell me if a FICO Classic 04 score is good, bad, or so-so, and if someone with that score would be a good risk?


wowee, please see my response on your separate thread with this question:
 

 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007
0

Re: Interpreting Your FICO Score

Yay, I'm an Emperor!
Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1


Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Epic Contributor
Posts: 21,571
Registered: ‎03-19-2007
0

Re: Interpreting Your FICO Score

[ Edited ]
Credit beauty lies only in the hands of the lendor viewing your reflection in his mirror.


Message Edited by RobertEG on 05-23-2008 10:02 PM
Moderator Emeritus
Posts: 7,970
Registered: ‎12-19-2007
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Re: Interpreting Your FICO Score



RobertEG wrote:
Credit beauty lies only in the hands of the lendor viewing your reflection in his mirror.


Message Edited by RobertEG on 05-23-2008 10:02 PM


Oh, I don't know, I really find good credit kind of sexy. Smiley Wink
___________________________________________________________________
Do what is true in spite of the consequences--your future is only as true as you are.
Highlighted
Epic Contributor
Posts: 21,571
Registered: ‎03-19-2007
0

Re: Interpreting Your FICO Score

[ Edited ]
Whoooaaa!!!! 
I ask for an immediate vote to have Byrd commited to a FICOholic  rehab center that teaches the difference between being the screwee and the screwer.  I for one do not get it off on a credit score!
No offense, Byrd, just pulling your leg, my man!
Toooooo funny!


Message Edited by RobertEG on 05-24-2008 08:36 PM
Moderator Emeritus
Posts: 7,970
Registered: ‎12-19-2007
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Re: Interpreting Your FICO Score



RobertEG wrote:
Whoooaaa!!!!
I ask for an immediate vote to have Byrd commited to a FICOholic rehab center that teaches the difference between being the screwee and the screwer. I for one do not get it off on a credit score!
No offense, Byrd, just pulling your leg, my man!
Toooooo funny!


Message Edited by RobertEG on 05-24-2008 08:36 PM


A good FICO score is an indication that there is a sense of responsibility. Take DF for instance--high 700s across the board. Very responsible, takes care of business. That to me is sexy. Take ex-wife--credit score in the low 500s (no offense to anyone there, as I was there about a year ago myself--thanks ex-wife). She is not responsible, doesn't take care of business and tried to take me down with her.

Thus, I find good credit sexy.
___________________________________________________________________
Do what is true in spite of the consequences--your future is only as true as you are.
Epic Contributor
Posts: 21,571
Registered: ‎03-19-2007
0

Re: Interpreting Your FICO Score

I think we need a Dr Phil intervention here!
I would not even posit that we should hear rebuttal from ex-wife, but I still see no sexual stimulation from a three digit number!
(cheez, i love pullling your chain!!!)
ROFL!
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