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Interpreting Your FICO Score

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haulingthescoreup
Moderator Emerita

Re: Interpreting Your FICO Score


@haulingthescoreup wrote:
Every now and then, TheNewWorldMan's classics need to be brought back. MV likes to post the monk-scroll-camel explanation of CRA updating, and I've always loved this color guide.

My EX just jumped after a 90-day went over 2 years, and I am now an azure queen. Woo-hoo!

(And I do hope that anyone still in hip boots trying to clean up their history and improve their scores will realize that all of this is tongue-in-cheek and not feel hurt. I was a very pitiful orange busboy last April. Smiley Wink )


And now I'm back down to mayor, and just by the skin of my teeth. Smiley Sad
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 21 of 109
Junejer
Moderator Emeritus

Re: Interpreting Your FICO Score

Up to emperor.






Starting Score: 469
Current Score: 849
Goal Score: 850

Take the myFICO Fitness Challenge
Message 22 of 109
Anonymous
Not applicable

Re: Interpreting Your FICO Score

Hi,
   Can you tell me if a FICO Classic 04 score is good, bad, or so-so, and if someone with that score would be a good risk?
Message 23 of 109
Anonymous
Not applicable

Re: Interpreting Your FICO Score



wowee wrote:
Hi,
   Can you tell me if a FICO Classic 04 score is good, bad, or so-so, and if someone with that score would be a good risk?


wowee, please see my response on your separate thread with this question:
 

 
Message 24 of 109
fused
Moderator Emeritus

Re: Interpreting Your FICO Score

Yay, I'm an Emperor!
Message 25 of 109
RobertEG
Legendary Contributor

Re: Interpreting Your FICO Score

Credit beauty lies only in the hands of the lendor viewing your reflection in his mirror.


Message Edited by RobertEG on 05-23-2008 10:02 PM
Message 26 of 109
Junejer
Moderator Emeritus

Re: Interpreting Your FICO Score



@RobertEG wrote:
Credit beauty lies only in the hands of the lendor viewing your reflection in his mirror.


Message Edited by RobertEG on 05-23-2008 10:02 PM


Oh, I don't know, I really find good credit kind of sexy. Smiley Wink






Starting Score: 469
Current Score: 849
Goal Score: 850

Take the myFICO Fitness Challenge
Message 27 of 109
RobertEG
Legendary Contributor

Re: Interpreting Your FICO Score

Whoooaaa!!!! 
I ask for an immediate vote to have Byrd commited to a FICOholic  rehab center that teaches the difference between being the screwee and the screwer.  I for one do not get it off on a credit score!
No offense, Byrd, just pulling your leg, my man!
Toooooo funny!


Message Edited by RobertEG on 05-24-2008 08:36 PM
Message 28 of 109
Junejer
Moderator Emeritus

Re: Interpreting Your FICO Score



@RobertEG wrote:
Whoooaaa!!!!
I ask for an immediate vote to have Byrd commited to a FICOholic rehab center that teaches the difference between being the screwee and the screwer. I for one do not get it off on a credit score!
No offense, Byrd, just pulling your leg, my man!
Toooooo funny!


Message Edited by RobertEG on 05-24-2008 08:36 PM


A good FICO score is an indication that there is a sense of responsibility. Take DF for instance--high 700s across the board. Very responsible, takes care of business. That to me is sexy. Take ex-wife--credit score in the low 500s (no offense to anyone there, as I was there about a year ago myself--thanks ex-wife). She is not responsible, doesn't take care of business and tried to take me down with her.

Thus, I find good credit sexy.






Starting Score: 469
Current Score: 849
Goal Score: 850

Take the myFICO Fitness Challenge
Message 29 of 109
RobertEG
Legendary Contributor

Re: Interpreting Your FICO Score

I think we need a Dr Phil intervention here!
I would not even posit that we should hear rebuttal from ex-wife, but I still see no sexual stimulation from a three digit number!
(cheez, i love pullling your chain!!!)
ROFL!
Message 30 of 109
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