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Valued Member
Posts: 37
Registered: ‎12-10-2009
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Re: Interpreting Your FICO Score

Very helpful, and funny. I want ot be a God!!
New Visitor
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Registered: ‎12-26-2009
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Re: Interpreting Your FICO Score

Moderator Emeritus
Posts: 5,279
Registered: ‎03-18-2008
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Re: Interpreting Your FICO Score

Hello, buckup2008, and welcome to the FICO forums!


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New Member
Posts: 3
Registered: ‎01-30-2010
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Re: Interpreting Your FICO Score




Shaky (600 to 624) (yellow) (rank: store clerk)
At this level, a few people may raise their eyebrows. You're far enough below average to definitely not be in the In crowd. Mortgage brokers and car loan bankers will approve you, but grudgingly, and for rather high rates. At least they won't spray the chair you sat in with Lysol after you leave, so be grateful for small favors. 


Smiley Very Happy


Starting Score: EQ:600 -02/02/2010 TU:637-02/16/2010
Current Score: EQ:624 TU:665-02/28/2010
Goal Score: EQ and TU:650+ -First time mortgage, here I come -03/30/2010

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Established Contributor
Posts: 536
Registered: ‎10-18-2007
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Re: Interpreting Your FICO Score

I can't believe I just read this thread after two plus years. I love it! LMAO!
10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790

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Posts: 77
Registered: ‎07-30-2007
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Re: Interpreting Your FICO Score

this is great and I just read this thread after two plus years myself . I love it too!!!! Smiley Very Happy

Starting Score: 07/30/2007--EQ 575/ TU 560
Current Score: 01/18/2011--EQ 777/TU 765/EXP 763-(pull by CU)
Goal Score for 06/31/2011--EQ 800/TU 800/EXP 800

Senior Contributor
Posts: 3,240
Registered: ‎04-03-2008
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Re: Interpreting Your FICO Score

In another thread I compare the published distributions of FICO and Vantage Scores:


TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
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Re: Interpreting Your FICO Score

Yay!!  I went to Empress.

New Contributor
Posts: 65
Registered: ‎01-22-2010
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Re: Interpreting Your FICO Score

From busboy to Principal in five months.


**Must row harder**

Starting Score: EQ 730 -- TU 763
Current Score: EQ 764 -- Walmart TU FICO 9/6/11 775
Goal Score: EQ 800 -- TU 800

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Regular Contributor
Posts: 149
Registered: ‎06-17-2010
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Re: Interpreting Your FICO Score

I am new to this forum so I am just reading your post.  If you still have the spreadsheet, would you please pm with it.  I'd appreciate it.



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