Is Equifax the only bureau that decreases your score when you dispute a TL?
According to myfico's score watch, my EQ dropped 12 points simply because I am disputing 2 TL's. Do the other credit bureaus decrease your scores when their is a dispute as well? I don't want to purchase the reports just to find out the answer. Thanks.
Re: Is Equifax the only bureau that decreases your score when you dispute a TL?
It's not that you are disputing them, in of itself. You lose points when you dispute, because while they are in dispute status they are not counted in AAoA and utilization.
EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843