Credit Cards Center Credit cards from our partners
Posts: 9
Registered: ‎12-09-2009

Is Myfico an auto or home score?

I went to a Toyota dealer today to lease a car, and told him my Experian score of 677.  He asked if that was for an auto or home.  Are the scores you buy from for auto or home?  Thanks!

Posts: 27,207
Registered: ‎09-13-2012

Re: Is Myfico an auto or home score?

Consumers cannot purchase auto loans. Likewise, when shopping for a mortgage the TU score will be 04 again something you cannot purchase.

MyFICO offers TU98, there's an updated version called TU08 but neither of these are auto enhanced scores.
Frequent Contributor
Posts: 371
Registered: ‎09-17-2012

Re: Is Myfico an auto or home score?

There are many different version FICOs: 49 in total.

There are different model years: 98, NextGen, 04, and 08

There are different model types: Classic, Bankcard Enhanced, Auto Enhanced, Mortgage, Personal FInance, and Installment Loan

There are different reporting agencies: Equifax, Experian, and TransUnion.


If you got your Experian score from MyFico, then it is FICO 08 Classic score which is neither Auto Enhanced nor mortgage.

[10%+] Internet, Cable, Cell phone
[5%] Gas, Grocery, Amazon, Airline tickets, Drug Stores, Dept. Stores, Target, MyHabit
[3%] Restaurants
[2%] Everything Else

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.