11-02-2013 01:43 PM
I went to a Toyota dealer today to lease a car, and told him my Experian score of 677. He asked if that was for an auto or home. Are the scores you buy from myfico.com for auto or home? Thanks!
11-02-2013 08:33 PM
11-02-2013 09:17 PM
There are many different version FICOs: 49 in total.
There are different model years: 98, NextGen, 04, and 08
There are different model types: Classic, Bankcard Enhanced, Auto Enhanced, Mortgage, Personal FInance, and Installment Loan
There are different reporting agencies: Equifax, Experian, and TransUnion.
If you got your Experian score from MyFico, then it is FICO 08 Classic score which is neither Auto Enhanced nor mortgage.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
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