07-23-2007 10:22 AM - edited 07-23-2007 10:23 AM
07-23-2007 11:19 AM
myhearts07 wrote:I am not sure. I want to monitor all 3 bureaus and get daily scores and reports with alerts.
07-23-2007 01:46 PM
myhearts07 wrote:Crapola.. What's the point in having them then?CS and TC are inexpensive ways to monitor your reports, not scores. For about $12 dollars a month, you can pull 30 or 31 times a month. If you pulled all three of your reports daily at myfico, just think how much that would be.I pull daily from CS and TC, if something major changes on any of my CRs, then I will come to this site my pull my report(s). For those in credit recovery/repair mode, these monitoring services will let know when the crud is removed (baddies, derogs), when new accounts, CLIs, inqs and etc. report, and it's also helpful in preventing identity theft.Personally, I'm waiting for two new accounts to report, CITI Dividends and a Chase joint account with my DW.
07-23-2007 01:47 PM
fused111 wrote:For about $12 dollars a month, you can pull 30 or 31 times a month.
07-23-2007 01:52 PM
07-23-2007 02:22 PM
I have heard of EQ files splitting but it's extremely rare!
For those of you who intend to pull daily credit reports be aware there is a danger of split files. After pulling for two months and watching all new accounts report I am most definitely stopping that practice. Search for split files over at CB if you think there is no danger pulling your reports daily. About the only safe pull is Experian.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.