Is it possible to make a CRA update?

[Anonymous]

Trying to get a loan and missed the score by a few points.  I have paid my credit cards down to 1% but TU is not updating it.  The statement came out on the 13th and sometimes TU will skip a month I've moticed.  Is it possible to request they upate my crdit cards this month?  tia

[CH-7-Mission-Accomplished]

Is this for a mortgage?  I know they do "rapid rescoring" for in progress mortgage applications.  Perhaps someone else can chime in.  I think it must be originated by the lender and not the consumer -- and I believe there is a fee.

[Anonymous]

Yes for a mortgage.  I am confused how things work.  I would like to go to Transunion and tell them Capital One reported on the 13th, please update my credit report to reflect my new balance.  Sometimes Transunion will go 2 months without updating the latest info on Cap1 even though Equifax is updating it.

[Anonymous]

Yes, ask your lender for a rapid rescore. The lender will pay the fee. Our mortgage lender did a rapid rescore and we received our results the next day.