@Anonymous wrote:
To purchase TU score monitoring from myfico, since they use a different scoring model from most lenders? My TU is my lowest score right now and I'd like to track it but would like it to be accurate, as I am trying to get pre-qualified to buy a home.
Okay here is the reality...
TU from MYFICO is TU98 version...
Majority of Lenders use TU04 version...
Now with that being said and being a Broker myself pulling credit reports daily, majority of the time the TU04 version has a higher score then your TU98 version. YMMV
If you want more accuracy in your score, then you need to monitor your MYFICO Equifax Beacon 5 score. This score is the same exact score that majority of Lenders use.
Good Luck
May all your dreams and wishes become a reality!
