cancel
Showing results for 
Search instead for 
Did you mean: 

Is there a difference between a FICO score and a Transunion FICO Score?

Established Member

Is there a difference between a FICO score and a Transunion FICO Score?

When I was just signed into my Walmart Credit card, they had an offer to view my FICO score for free. It told me that my score from FICO was 614. However, when I signed up for the MyFico/Transunion $4.95/month plan, it told me my TransUnion score was 597. I thought MyFICO was through Tranunion? Correct me if I'm wrong? Both scores stink either way, but I was just curious.

Message 1 of 2
1 REPLY
Highlighted
Established Contributor

Re: Is there a difference between a FICO score and a Transunion FICO Score?

The Walmart score is a FICO score, but we do not know which version it is. There are multiple different FICO algorithms, so it is no surprise that your FICO score differs from the TU-98 version sold here.


Starting Score: 627 EQ, 621 TU - 11/15/08
Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull
Goal Score: 800 EQ & TU


Take the FICO Fitness Challenge
Message 2 of 2