If you were to peruse my three credit reports, you'd see a man who pays his bills. There's no derogatory information on any of them. ...
Experian: Collection account stemming from miscreant's failure to appear in court to pay a jaywalking fine for an incident near Safeco Field in Seattle.
Truly, crime doesn't pay.
Anyone else? Any other utterly ridiculous black marks?
You are a hardened felon. LOL... Don't know if I'm allowed to hang out around miscreants.
Yes, that's ridiculous, are you going to pay it?
Send the GW letters, it works great on CAs. They have to take time and it costs them money to have to deal with these issues. Plus, sometimes it's just good business for them. It all depends on the CA. YMMV of course.
LOL, that's quite hilarious that they actually refer to you as a miscreant in their notes...
The lesson to be learned from this is, when you get a jaywalking fine, pay it fast. Run, don't walk, to the clerk to pay it. But be careful where you run.
And stay away from other miscreants.
To clarify, Experian never called me a miscreant (at least, not to my knowledge). All Experian shows is that there's a collection from the CA hired by the City of Seattle. Sorry that wasn't clear from my original post.
I doubt I'll do anything about this one. Call me paranoid, but I have this uneasy feeliing that, rather than removing the blemish, the CA might say, "Oh, we missed a couple. We should tell TransUnion and Eloqua about this, too."