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Valued Member
Jack_Sparrow
Posts: 44
Registered: ‎05-31-2007

Is there anyway to online dispute inquiries?

I have quite a few inquiries that need disputing on each of my reports, especially Transunion. Transunion currently has 19 for me. About half of them need to go. When I go to the online dispute for TU and EX they will only let me dispute accounts and a few other things. Is there any way to do this online? I hate writing through mail and phone I don't feel like the information can be presented as clearly.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: Is there anyway to online dispute inquiries?

You usually have write or call. Are these valid Inqs?
Valued Member
Jack_Sparrow
Posts: 44
Registered: ‎05-31-2007

Re: Is there anyway to online dispute inquiries?

When I applied for a car loan at my dealership there were 5 inquiries on the same day through other banks. When I only did one at the dealer. I want that condensed into one.
 
First USA also keeps hard inquiring on me and I've never applied for anything from them.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: Is there anyway to online dispute inquiries?

All but the First USA have valid PP.
Valued Member
Jack_Sparrow
Posts: 44
Registered: ‎05-31-2007

Re: Is there anyway to online dispute inquiries?

What's PP?
Moderator Emeritus
masdeocho
Posts: 2,050
Registered: ‎04-17-2007

Re: Is there anyway to online dispute inquiries?

Permissible purpose.  It's the legal way of saying they are allowed to pull your credit report. 
-----------------
Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Valued Member
Jack_Sparrow
Posts: 44
Registered: ‎05-31-2007

Re: Is there anyway to online dispute inquiries?

But I thought for an auto loan, inquiries were supposed to be grouped into one.
Moderator Emeritus
masdeocho
Posts: 2,050
Registered: ‎04-17-2007

Re: Is there anyway to online dispute inquiries?



Jack_Sparrow wrote:
But I thought for an auto loan, inquiries were supposed to be grouped into one.


All of them will be listed individually on your report, but are counted as one when your FICO score is calculated (provided they are within a 14-day window).
-----------------
Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Valued Member
Jack_Sparrow
Posts: 44
Registered: ‎05-31-2007

Re: Is there anyway to online dispute inquiries?

Does anyone know if First USA part of a bigger company?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007

Re: Is there anyway to online dispute inquiries?

First USA is Chase.

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